Home Loan - Required Documents
Checklist of Documents Required for Home Loan
- Identity Proof: Passport/ Driving License/ Voter ID/ PAN
- Address Proof: License/ Registered Rent Agreement/ Electricity Bill (up to 3 months old), Passport
- Employment Appointment Letter: Required if the current employment is less than 1-year old
- Financial Documents: 0 3 month salary slip, 0 6 month bank statement, 0 2 year Form 16
List of Common Documents
- Complete Home Loan Application Form with one passport size photograph.
- Photo Identity Proof: Passport/ Driving License/ Voter ID/ PAN
- Residence Address Proof: License/ Registered Rent Agreement/ Utility Bill
- Residence Ownership Proof:Sale deed or rental agreement
- Income Proof: salary slip, bank statement and Form 16
- Job Continuity Proof: Appointment letter at employment and validation letter from HR
- Bank Statement: Past 6 months’ document
- Property Documents: Sale deed, Katha, transfer of ownership
- Advance Processing Cheque: A cancelled cheque for validation of bank account
- Investment Proof: LIC, mutual funds, property document etc.
- Financial Documents:
- For Salaried Individual: 3 month salary slip, Form 16 and bank statement
- For Self-Employed Individual: IT returns for last 2 years along with computation of income tax for past 2 years certified by a Chartered accountant
- For Self-Employed Non- Professionals: IT returns for last 3 years along with computation of income tax for past 2 years certified by a Chartered accountant
- Loan Form: Bank loan application form to be filled with passport size photographs affixed
- Address Proof: License/ Registered Rent Agreement/ Electricity Bill (up to 3 months old), Passport
- Identity Proof: Passport/ Driving License/ Voter ID/ PAN
- Bank Statement: 6 months bank statement that shows salary from the employer and any EMI paid for outstanding debit
- Income Proof: 3 month payslips, 2 years Form 16, Copy of Income Tax PAN
- Identity Proof: Passport/ Driving License/ Voter ID/ PAN
- Address Proof: License/ Registered Rent Agreement/ Electricity Bill (up to 3 months old), Passport
- Office Address Proof: Property Documents, Utility Bill
- Bank Statement: Past 1 year bank statement 1 passport size color photograph
- Income Proof: Latest 3 years Income Tax Returns including Computation of Income, Profit & Loss Account, Audit Report, Balance Sheet, etc.
- Office Ownership Proof: Property Documents, Utility Bill, Maintenance Bill
- Business Existence Proof: 3 years old Saral Copy, the Company Registration license, Shop Establishment Act
- 1 passport size color photograph
- Photo/Identity Proof: Passport/ Driving License/ Voter ID/ PAN
- Residence Address Proof: License/ Registered Rent Agreement/ Utility Bill
- Agege Proof: Pan Card or Passport
- Income Proof: Pension Returns Or Bank Statement
Ongoing Projects
Testimonials
We have purchased commercial space in Raghupratap Apartment for our book Shoppe. Project is located at premium location and we are satisfied with the service of M V Kulkarni Builders and Developers, location of the project, quality of work, etc. Best Value for money!!!
- Anil Tamhankar
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